How do we get there?

• Yeah, it can feel strange. Here’s what we’ll say: If you can’t reliably cover housing, fixed bills, and basic necessities, coaching is not the right next step.

• If you earn enough that a different reality is possible — and the issue is management, not income — coaching is often the fastest way to stop the cycle and build lasting stability.

• If you’re not sure where you fall, that’s exactly what a Discovery Call is for.

We want to build lasting habits and mental shifts so that this isn’t a flash in the pan, it’s an intentionally cultivated relationship with money that feels in sync with who you are becoming, and will continue to serve you moving forward.

• In the first 3 months, we will have a 1-hr call once every other week. Expect to spend 2-3 hours a week working on related tasks between sessions.

• In the last 3 months, we will only have a 1-hr call once per month. You will have begun building new financial-management routines that work well for your life by this point, so the time spent working on tasks outside of session will vary.

• Honestly, it depends! Everybody I work with is struggling financially in some capacity. You need to decide where you’re at on this spectrum from, “I genuinely don’t have extra money” to “I know I earn well, but I’m just not managing it responsibly.”

• If you are struggling to make ends meet, I don’t want you to sign up for financial coaching. Until you can reliably pay for your housing, fixed bills, and basic necessities, your focus should first and foremost be on increasing your income.

• Success in this program will come when you’re in a place where you’re ready to invest time, energy, and money into yourself.

• A financial advisor can manage your investment portfolio, help you plan for retirement, optimize your tax strategy, assist with estate planning, and (sometimes) sell insurance to you.

• However, a financial coach focuses on building your financial skills and habits so that you can manage your money well: Goal-setting (and follow-through!), aligning your spending with your values, paying off debt, getting started with investing. A good coach should be helping you with both the tactical and emotional components of money, as well as providing accountability and resources.

• I never take any login details to your financial accounts. You will share self-reported information on spending, account balances, etc. with me, primarily through our documents on GoogleDrive. Since I never have access to your accounts, your financial information is kept private and in your own control.

• If you pay in full at the start of your 6-month program, the cost is $1800.

• The only payment plan I offer is to split the cost into two payments: One $975 payment at the start, and one $975 when you are 3-months into your program.

I will send you an invoice through Square, which can be paid by credit card or ACH debit.

• You can reach out to me as much or as little as you want in between meetings!

• Email is the best option. You can also text or call me. Depending on the nature of your question, I might be able to answer it on the spot or I might add it to the to-do list for our next session.

• After you select a date and time, you will receive a Google Calendar invite with a link to the GoogleMeet video call. On our call, we will discuss:

  • The basics of your financial situation (you don’t have to share any more information than you’re comfortable with at this stage)

  • What your goals are – and what your obstacles have been to achieving them

  • How financial coaching with Budget Your Way works

  • Whether or not my financial coaching services are the right fit for you. If it’s not the right fit for your needs, I’ll always make referrals to somebody who would be.

If you attend all 9 coaching sessions and dedicate time to complete the “homework” assigned between each session for the full 6-months and you do not feel like your relationship with money has improved at all, we will refund the cost of your coaching program.

• Money is about much more than the dollars and cents on a spreadsheet. If that’s all it took, most of us would have figured it out ages ago, right? In my work, I take a dual emphasis on the practical as well as the psychological and emotional components of money.

• My financial coaching practice is deeply shaped by my training with the Trauma of Money institute.